VA, HUD and Bank Owned Homes

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=110 BGCOLOR="#A6CAF0" TEXT="#080000" bgproperties="fixed" background="12a006e0eezzsc.png"> <div> <B>VA, HUD & Bank Owned Homes</B></div> <bR> <div> </div> </td> </tr><tr> <td valign="top" width=190 BGCOLOR="#0033CC" TEXT="#080000" background="12bbec00ezsnfu.png"> <div> <A HREF="http://WWW.HOMESDATABASE.COM/HERMAN" TARGET="_top" TITLE="http://WWW.HOMESDATABASE.COM/HERMAN"><U><B><IMG SRC="13762700.jpg" border=0 width="98" height="112" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <B>Herman Koenig</B></div> <div> <B>VA & HUD Certified</B></div> <div> <B>Resale Specialist</B></div> <div> <B>301-904-2771</B></div> <div> <B>Cell Phone/Voice Mail</B></div> <div> <B>301-863-5355(O)</B></div> <div> <A HREF="http://medmls.com" TARGET="_top" TITLE="http://medmls.com"><U><B>Home</B></U></A></div> <div> <B>herman@mris.com</B></div> <div> <B><IMG SRC="42096960.jpg" border=0 width="150" height="150" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>RE/MAX 100</B></div> <div> <B><IMG SRC="13a37420.jpg" border=0 width="55" height="66" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="33833290.gif" border=0 width="51" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="19193590.png" border=0 width="147" height="89" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B> <script language="JavaScript1.2" type="text/javascript" src="http://pub27.bravenet.com/counter/code.php?id=355065&usernum=2298434604&groupnum=27&cpv=1"> </script> <noscript> <a href="http://counter27.bravenet.com/index.php?id=355065&usernum=2298434604&cpv=1" target="_top"><img src="http://counter27.bravenet.com/counter.php?id=355065&usernum=2298434604" alt="Bravenet.com" border="0" /></a> </noscript>  </B></div> <div> <B>  <center> <FONT COLOR="#000063" FACE="GENEVA, ARIAL, HELVETICA" size="2"> <TABLE WIDTH=200 BGCOLOR="#000063" TABLE BORDERCOLOR="#000063" BORDER="1" CELLPADDING=2 CELLSPACING=1><TR> <TD WIDTH="30%" ALIGN=CENTER BGCOLOR="#000063"><A HREF="http://www.realestatepros.org" TARGET="_TOP"><IMG SRC="http://www.realestatepros.org/imgs/top10award.gif" WIDTH=56 HEIGHT=75 BORDER="0" ALT="top 10% award"></A></TD><TD WIDTH="70%" ALIGN=CENTER BGCOLOR="#ffce31"><FONT COLOR="#000063" FACE="GENEVA, ARIAL, HELVETICA" size="1">Awarded Top 10% in the Nation for Consumer Satisfaction by the Internet Consumer Group<br><A HREF="http://www.realestatepros.org" TARGET="_TOP"><IMG SRC="http://www.realestatepros.org/imgs/moreinfo.gif" WIDTH=55 HEIGHT=19 BORDER="0" VSPACE=3 ALT="more info"></A></FONT></TD> </TR> </TABLE> </FONT> </center>   </B></div> <div> <B>  <script language="JavaScript"></script> <div id="BT3CS1GHMY46_div" name="BT3CS1GHMY46_div"><a href="http://www.doteasy.com" id="BT3CS1GHMY46_a" name="BT3CS1GHMY46_a" ><img src="http://hitcounter01.xspp.com/logo.php?xsppRSlogo=VDAIENKJEO" id="BT3CS1GHMY46_img" name="BT3CS1GHMY46_img" border="0" alt="doteasy.com - free web hosting. 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Free hosting with no banners."></a></div></noscript>   </B></div> </td> <td valign="top" height=370 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="foreclosure_properties_for_sale.htm" TARGET="_top" TITLE="Government and Bank Homes"><U><B>Government and Bank Homes</B></U></A></div> <div> <A HREF="real_estate_for_sale.htm" TARGET="_top" TITLE="Homes, Land, Waterfront Farms"><U><B>Homes, Land, Waterfront & Farms</B></U></A></div> <div> <A HREF="sold_properties.htm" TARGET="_top" TITLE="Sold Properties"><U><B>Sold Properties</B></U></A></div> <div> <A HREF="id4.htm" TARGET="_top" TITLE="More Information"><U><B>More Information</B></U></A></div> <div> <A HREF="id5.htm" TARGET="_top" TITLE="References"><U><B>References</B></U></A></div> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B>Contact Us</B></U></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Map to Southern Maryland"><U><B>Map to Southern Maryland</B></U></A></div> <div> <A HREF="id21.htm" TARGET="_top" TITLE="Las Vegas Properties"><U><B>Las Vegas Properties</B></U></A></div> <div> <A HREF="id22.htm" TARGET="_top" TITLE="Links To Other Sites"><U><B>Links To Other Sites</B></U></A></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B><IMG SRC="458283d0.gif" border=0 width="296" height="61" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B><IMG SRC="41c61160.gif" border=0 width="97" height="22" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>  <P ALIGN=CENTER> <SCRIPT LANGUAGE="JavaScript1.2" src="http://www.codeamber.org/js/codea.js"> </script> </P>   </B></div> <div> <B>James Brennan, Esq.</B></div> <div> <B>1031 Exchange Services</B></div> <div> <A HREF="http://www.inside1031.com" TARGET="_top" TITLE="http://www.inside1031.com"><U><B>http://www.inside1031.com</B></U></A></div> <div> <B>Check out the 1031 Calculator</B></div> <bR> <div> <B>NOW!</B></div> <div> <B>Click </B><A HREF="http://homesdatabase.com/herman" TARGET="_top" TITLE="http://homesdatabase.com/herman"><U><B>Here</B></U></A><B> to See All </B></div> <div> <A HREF="http://www.homesdatabase.com/herman" TARGET="_top" TITLE="http://www.homesdatabase.com/herman"><U><B>Homes & Land</B></U></A><FONT SIZE="5" COLOR="#BF0000" FACE="Arial" ><B> in the Multiple Listing Service!</B></FONT></div> <div> <B>  </B></div> <div> <B>                </B></div> <bR> <div> <B> <a href="http://www.homebuyingzone.com/Buying-A-Home.html">Buying A Home</a>  </B></div> <bR> <div> <A HREF="http://www.homesdatabase.com/herman" TARGET="_top" TITLE="http://www.homesdatabase.com/herman"><U><B><IMG SRC="13b64320.gif" border=0 width="100" height="50" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>  </B><FONT SIZE="4" COLOR="#0000BF" FACE="Arial" ><B>Click on the Powered by: MRIS Logo</B></FONT></div> <div> <B>For All Homes in the Washington DC/Baltimore MLS</B></div> <div> <B>Including Southern Maryland &</B></div> <div> <B>Chesapeake Bay Waterfront</B></div> <bR> <bR> <bR> <bR> <bR> <div> <B> <script type="text/javascript" src="http://wdgclsp.cnbc.com/o/4701050b5bc356cc/47ae34ebc4dabca9/4701050b5bc356cc/d37846e1/widget.js"></script>  </B></div> <bR> <div> <A HREF="http://www.suntrustmortgage.com/loanofficer.asp?mreynolds" TARGET="_top" TITLE="http://www.suntrustmortgage.com/loanoffi"><U><B>    </B></U></A></div> <div> <B> <IMG SRC="http://service.bfast.com/bfast/serve?bfmid=9439958&siteid=30356754&bfpage=standard" BORDER="0" WIDTH="1" HEIGHT="1" NOSAVE > <A HREF="http://service.bfast.com/bfast/click?bfmid=9439958&siteid=30356754&bfpage=standard" TARGET="_top"><IMG SRC="http://www.equifax.com/link_partners/images/jobhunt.gif" BORDER="0" WIDTH="468" HEIGHT="60" ALT="Check your credit before your prospective employer does!"></A>  </B></div> <div> <B><IMG SRC="4cf3e3e0.gif" border=0 width="62" height="62" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B><A HREF="http://www.wellsfargo.com" TARGET="_top" TITLE="http://www.wellsfargo.com"><U><B><IMG SRC="4cee83e0.jpg" border=0 width="232" height="62" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <B>************************</B><FONT SIZE="4" COLOR="#BF0000" FACE="Arial" ><B>   Featured Properties  </B></FONT><B>**********************</B></div> <div>  <A NAME="home"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A></div> <bR> <div> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="617" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 231 ><NOBR><div> <B><IMG SRC="5150fcb0.jpg" border=0 width="271" height="203" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <B>Log Cabin</B></div> <div> <B>Brandy Wine MD</B></div> <div> <B>$299,900</B></div> <div> <B>1.0 Acre or More</B></div> <div> <B>2 bedrooms Up</B></div> <div> <B>One room in basment</B></div> <div> <B>Porch Wraps Around </B></div> <bR> <bR> <bR> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 201 ><NOBR><div> <B><IMG SRC="50e0cbc0.jpg" border=0 width="268" height="188" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <B>Aquasco, MD</B></div> <div> <B>Off the Market</B></div> <div> <B>Ranch</B></div> <div> <B>3BR & 1 Bath</B></div> <div> <B>3+ Acres</B></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 156 ><NOBR><div> <B><IMG SRC="4cd60600.gif" border=0 width="96" height="96" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"><IMG SRC="4cc99610.gif" border=0 width="153" height="97" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>800-863-0831</B></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <B>Call Joe Dexter</B></div> <div> <B>Home Mortgage Consultant</B></div> <div> <B>to be</B></div> <div> <B>Qualified</B></div> <div> <B>For REO Properties</B></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 303 ><NOBR><div> <B><IMG SRC="4a80cc50.jpg" border=0 width="268" height="197" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <B>Indian Bridge Rd</B></div> <div> <B>Saint Marys Co.</B></div> <div> <B>4 platted & perced lots</B></div> <div> <B>$800,000</B></div> <div> <B>One Lot Only</B></div> <div> <B>$200,000</B></div> <div> <A HREF="id9_indianbridge.htm" TARGET="_top" TITLE="Land Lots"><U><B>Click Here to Get Plat</B></U></A></div> <div> <B>1.4ac - 2.02ac</B></div> <div> <B>More or less</B></div> <div> <B>Call Herman</B></div> <div> <B>301-904-2771</B></div> <bR> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 338 ><NOBR><div> <B> <A NAME="call_me"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A></B><B>Call Me</B></div> <div> <B>To See These</B></div> <div> <B>Homes</B></div> <bR> <div> <B>I  HAVE</B></div> <div> <B>THE KEY</B></div> <bR> <div> <A HREF="http://www.va-hud-reo-bank-owned-homes.com/foreclosure_properties_for_sale.htm" TARGET="_top" TITLE="http://www.va-hud-reo-bank-owned-homes.c"><U><B>Click Here</B></U></A></div> <div> <B>301-904-2771</B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="http://www.va-hud-reo-bank-owned-homes.com/foreclosure_properties_for_sale.htm" TARGET="_top" TITLE="http://www.va-hud-reo-bank-owned-homes.c"><U><B>HUD Owned</B></U></A></div> <div> <B>New List Every Day </B></div> <div> <B>After 4:00 PM</B></div> <bR> <bR> <bR> <bR> <div> <A HREF="http://www.va-hud-reo-bank-owned-homes.com/foreclosure_properties_for_sale.htm" TARGET="_top" TITLE="http://www.va-hud-reo-bank-owned-homes.c"><U><B>VA Owned</B></U></A></div> <bR> <div> <B>Management of the VA</B></div> <div> <B>Homes for Sale Database</B></div> <div> <B>Has been transferred to</B></div> <div> <B>OCWIN Federal Bank</B></div> <bR> <div> <B>May not be any listings as </B></div> <div> <B>late as March 2004</B></div> <bR> <bR> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 39 WIDTH="272"><div> <A HREF="mailto:herman@mris.com" TARGET="_top" TITLE="mailto:herman@mris.com"><U><B>E-mail me:</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <B>herman@mris.com</B></div> </tD> </tR> </TABLE></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Dedicated to SanDeE*</B></div> <bR> <div> <B>Welcome</B></div> <bR> <div> <B>      Government and  Bank Owned (REO) Homes can be wonderful bargains.  However, these properties are sold without any warranty and may have unknown and unknowable (until you move in) problems.  In many cases, the homes have been abandoned without proper maintenance for more than a year.  You should understand that the owners of these properties just want to get rid of them and may not know about or have even seen these properties.</B></div> <bR> <div> <B>     The owners of these properties do not and will not care if you can get the money to complete the purchase.  If you have bad credit or no credit or not enough credit to complete the purchase, the owners are liable to keep your earnest money deposit (typically $500 to $1500).  To find out what your credit looks like, click on the banner below to get a credit report.</B></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="http://www.myfico.com" TARGET="_top" TITLE="http://www.myfico.com"><U><B><IMG SRC="344ae330.gif" border=0 width="174" height="51" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>  </B><A HREF="http://www.myfico.com" TARGET="_top" TITLE="http://www.myfico.com"><U><B>See How Lenders See You</B></U></A></div> <bR> <div> <B>      In order to protect yourself, you should make sure that you work with a knowledgeable REALTOR that has the experience and education in this demanding field of real estate.</B></div> <bR> <div> <B>     Even though I specialize in Government and Bank Owned Properties, I can show you all properties on the market, even if they are listed by other Brokers or are For Sale by Owner (FSBO).  In fact, there are advantages to you by working with your own REALTOR exclusively.</B></div> <bR> <div> <B>    When you are ready to buy or sell, call me to discuss your options.</B></div> <bR> <bR> <div> <B>Thanks</B></div> <bR> <div> <B>Herman Koenig, ABR & GRI</B></div> <div> <B>301-904-2771</B></div> <bR> <div> <A HREF="mailto:herman@mris.com" TARGET="_top" TITLE="mailto:herman@mris.com"><U><B>herman@mris.com</B></U></A></div> <bR> <bR> <bR> <bR> <div> <B>  <center><font face="Verdana" size="2"> <b><a href="http://www.phoenixpowersearch.com">Phoenix Arizona Real Estate</a></b> <br>Search all Phoenix homes and real estate for sale on the most comprehensive Phoenix real estate site online.</font></center> <table align=center border="0" cellpadding="3" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" > <tr><td width="33%" align="center"><b><font face="Verdana" size="1"><a href="http://www.phoenixpowersearch.com/searchmls/mapsearch.html">Phoenix Arizona MLS</a></font></b></td> <td width="34%" align="center"><b><font face="Verdana" size="1"><a 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