Government and Bank Homes

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=110 BGCOLOR="#66CCFF" TEXT="#080000" bgproperties="fixed" background="12a006e0egdypo.png"> <div> <FONT SIZE="6" COLOR="#FFFFFF" FACE="Arial" ><B>VA, HUD and Bank Owned Homes</B></FONT><FONT SIZE="1" COLOR="#FFFFCC" FACE="Arial" ><B>    </B></FONT><FONT SIZE="3" COLOR="#FFFF00" FACE="Arial" ><B> </B></FONT><B>|     </B><A HREF="index.htm" TARGET="_top" TITLE="VA, HUD and Bank Owned Homes"><U><B>home</B></U></A></div> <div> <B>Government and Bank Homes</B><B>   |   </B><A HREF="real_estate_for_sale.htm" TARGET="_top" TITLE="Homes, Land, Waterfront Farms"><U><B>Homes, Land, Waterfront & Farms</B></U></A><B>   |   </B><A HREF="sold_properties.htm" TARGET="_top" TITLE="Sold Properties"><U><B>Sold Properties</B></U></A><B>   |   </B><A HREF="id4.htm" TARGET="_top" TITLE="More Information"><U><B>More Information</B></U></A><B>   |   </B><A HREF="id5.htm" TARGET="_top" TITLE="References"><U><B>References</B></U></A><B>   |   </B><A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B>Contact Us</B></U></A><B>   |   </B><A HREF="id20.htm" TARGET="_top" TITLE="Map to Southern Maryland"><U><B>Map to Southern Maryland</B></U></A><B>   |   </B><A HREF="id21.htm" TARGET="_top" TITLE="Las Vegas Properties"><U><B>Las Vegas Properties</B></U></A><B>   |   </B><A HREF="id22.htm" TARGET="_top" TITLE="Links To Other Sites"><U><B>Links To Other Sites</B></U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=190 BGCOLOR="#0000FF" TEXT="#080000" background="12bbec00egayea.png"> <div> <B><IMG SRC="13762700.jpg" border=0 width="98" height="112" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>Herman Koenig</B></div> <div> <B>VA & HUD Certified</B></div> <div> <B>Resale Specialist</B></div> <div> <B>301-904-2771</B></div> <div> <B>Cell</B></div> <div> <B>301-863-5355</B></div> <div> <B>Office</B></div> <bR> <div> <B><IMG SRC="13a37420.jpg" border=0 width="55" height="66" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B><IMG SRC="42096960.jpg" border=0 width="150" height="150" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>PO Box 179</B></div> <div> <B>California MD  20619</B></div> <bR> <div> <B>herman@mris.com</B></div> <bR> <div> <B>  <script language="JavaScript"></script> <div id="BT3CS1GHMY46_div" name="BT3CS1GHMY46_div"><a href="http://www.doteasy.com" id="BT3CS1GHMY46_a" name="BT3CS1GHMY46_a" ><img src="http://hitcounter01.xspp.com/logo.php?xsppRSlogo=VDAIENKJEO" id="BT3CS1GHMY46_img" name="BT3CS1GHMY46_img" border="0" alt="doteasy.com - free web hosting. 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Free hosting with no banners."></a></div></noscript>   </B></div> <div> <B> <script language="JavaScript1.2" type="text/javascript" src="http://pub27.bravenet.com/counter/code.php?id=355065&usernum=2298434604&groupnum=27&cpv=1"> </script> <noscript> <a href="http://counter27.bravenet.com/index.php?id=355065&usernum=2298434604&cpv=1" target="_top"><img src="http://counter27.bravenet.com/counter.php?id=355065&usernum=2298434604" alt="Bravenet.com" border="0" /></a> </noscript>  </B></div> </td> <td valign="top" height=370 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> Government and Bank Homes       </div> <DIV ALIGN="LEFT"></DIV> <div> <B><IMG SRC="458283d0.gif" border=0 width="296" height="61" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>    </B><B> <A NAME="vahud"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A></B><B> The following links will allow you to find VA, HUD and Bank Owned Homes currently on the market.  In addition, wherever you see the "</B><A HREF="http://www.homesdatabase.com/herman" TARGET="_top" TITLE="http://www.homesdatabase.com/herman"><U><B>Powered by: </B></U></A><A HREF="http://www.homesdatabase.com/herman" TARGET="_top" TITLE="http://www.homesdatabase.com/herman"><U><I><B>MRIS</B></I></U></A><I><B>" </B></I><B>button (see under my picture on the left), you can find all the homes listed in the local Multiple Listing Service (MLS) including HUD Homes and most Bank Owned (REO) Homes.  The MLS homes usually have pictures, however, it can take up to three weeks for the MLS to post a picture.</B></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> You must have good credit</div> <div> to purchase these homes!</div> <bR> <div> Click on the banner below</div> <div> to check your credit!</div> <bR> <div> <A HREF="http://www.myfico.com" TARGET="_top" TITLE="http://www.myfico.com"><U><IMG SRC="345ae330.gif" border=0 width="174" height="51" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>  <A HREF="http://www.myfico.com" TARGET="_top" TITLE="http://www.myfico.com"><U>See How Lenders See You</U></A></div> <bR> <div> <A HREF="http://www.ocwen.com/residential/VA_Properties_sale.cfm" TARGET="_top" TITLE="http://www.ocwen.com/residential/VA_Prop"><U><B>VA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Greater Baltimore including Southern Maryland and the Eastern Shore.  </B></FONT><FONT SIZE="3" COLOR="#BF0000" FACE="Arial" ><B>VA has awarded a contract for managing the VA HOMES For Sale Database to OCWIN Federal Bank, FSB.  Until they get their database on line on the Web, there will be no VA Homes for Sale in the MD counties covered by the contract.</B></FONT></div> <bR> <div> <A HREF="http://www.vahomeswash.com" TARGET="_top" TITLE="http://www.vahomeswash.com"><U><B>VA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Greater Washington DC including Montgomery, Prince George's Counties and Northern Virginia.</B></FONT></div> <div> <A HREF="http://www.ocwen.com." TARGET="_top" TITLE="http://www.ocwen.com."><U><B>VA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Southern Virginia and West Virginia.   </B></FONT><FONT SIZE="3" COLOR="#BF0000" FACE="Arial" ><B>The Roanoke Office.</B></FONT></div> <div> <A HREF="http://www.vahomes.org/pa/prop.htm" TARGET="_top" TITLE="http://www.vahomes.org/pa/prop.htm"><U><B>VA Homes</B></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> For Philadelphia and Pennsylvania and Delaware</B></FONT></div> <div> <A HREF="http://www.vahomes.org/sdn1/en/prop.htm" TARGET="_top" TITLE="http://www.vahomes.org/sdn1/en/prop.htm"><U><B>VA Homes</B></U></A><B> For New York</B></div> <div> <A HREF="http://www.vba.va.gov/ro/east/newrk/lgy/LISTING.HTM" TARGET="_top" TITLE="http://www.vba.va.gov/ro/east/newrk/lgy/"><U><B>VA Homes</B></U></A><B> For New Jersey</B></div> <div> <A HREF="http://www.vahomes.org/la/prop.htm" TARGET="_top" TITLE="http://www.vahomes.org/la/prop.htm"><U><B>VA Homes</B></U></A><B> For Los Angeles and California</B></div> <div> <A HREF="http://www.vahomes.org" TARGET="_top" TITLE="http://www.vahomes.org"><U><B>VA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>National.  For most other areas of the United States.</B></FONT></div> <div> <A HREF="http://homeloans.va.gov/pmoffice.htm" TARGET="_top" TITLE="http://homeloans.va.gov/pmoffice.htm"><U><B>VA Homes Master List</B></U></A><B>  </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>When you can not find a location at the above sites, use this list.</B></FONT></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="http://mirage.towerauction.net/bt/bid_results.htm" TARGET="_top" TITLE="http://mirage.towerauction.net/bt/bid_re"><U><B>VA Bid Statistics for MD</B></U></A></div> <div> <A HREF="http://mirage.towerauction.net/bt/bid_results.htm" TARGET="_top" TITLE="http://mirage.towerauction.net/bt/bid_re"><U><B>VA Bid Results for MD</B></U></A></div> <bR> <div> <B><IMG SRC="14766310.png" border=0 width="102" height="49" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <A HREF="www.hudhomesource.com" TARGET="_top" TITLE="www.hudhomesource.com"><U><B>HUD Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Maryland & Washington DC</B></FONT></div> <div> <A HREF="http://www.hud.org/fp5/va/" TARGET="_top" TITLE="http://www.hud.org/fp5/va/"><U><B>HUD Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Virginia</B></FONT></div> <div> <A HREF="http://www.hud.org/fp5/nj/" TARGET="_top" TITLE="http://www.hud.org/fp5/nj/"><U><B>HUD Homes</B></U></A><B> For New Jersey</B></div> <div> <A HREF="http://www.hud.org/fp5/ny/" TARGET="_top" TITLE="http://www.hud.org/fp5/ny/"><U><B>HUD Homes</B></U></A><B> For New York</B></div> <div> <A HREF="http://www.hud.gov/local/sams/ctznhome.html" TARGET="_top" TITLE="http://www.hud.gov/local/sams/ctznhome.h"><U><B>HUD Homes Nationally</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For all other HUD Properties.</B></FONT></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="http://hud1.towerauction.net/e18/results/MD.htm" TARGET="_top" TITLE="http://hud1.towerauction.net/e18/results"><U><B>HUD Bid Results</B></U></A></div> <div> <A HREF="http://hud1.towerauction.net/e18/stats/MD.htm" TARGET="_top" TITLE="http://hud1.towerauction.net/e18/stats/M"><U><B>HUD MD Bid Statistics</B></U></A></div> <bR> <div> <A HREF="http://www.rurdev.usda.gov/md/upcoming_foreclosure_md.htm" TARGET="_top" TITLE="http://www.rurdev.usda.gov/md/upcoming_f"><U><B>RDA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For Maryland.  Rural Development Agency USDA Homes.</B></FONT></div> <div> <A HREF="http://www.rurdev.usda.gov/" TARGET="_top" TITLE="http://www.rurdev.usda.gov/"><U><B>RDA Homes Nationally</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>For all other RDA Homes.</B></FONT></div> <bR> <div> <A HREF="http://www.dhcd.state.md.us/reo/" TARGET="_top" TITLE="http://www.dhcd.state.md.us/reo/"><U><B>Maryland Housing Fund</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>DHCD Owned Homes for Baltimore MD.</B></FONT></div> <div> <A HREF="http://www.dhcd.state.md.us/reo/reo8.cfm" TARGET="_top" TITLE="http://www.dhcd.state.md.us/reo/reo8.cfm"><U><B>Maryland Housing Fund</B></U></A><B> Outside Baltimore, MD</B></div> <bR> <div> <A HREF="http://www.homesdatabase.com/herman" TARGET="_top" TITLE="http://www.homesdatabase.com/herman"><U><B>MRIS/MLS</B></U></A><B>     </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>Banks and Mortgage Companies generally list their properties with Real Estate Agents.  The MRIS is the local Multiple Listing Service (MLS) for the Greater Washington DC/Baltimore area.  The MRIS/MLS will give you access to these listings including all other listings in the MLS.</B></FONT></div> <bR> <div> <A HREF="http://sdatcert3.resiusa.org/rp_rewrite/" TARGET="_top" TITLE="http://sdatcert3.resiusa.org/rp_rewrite/"><U><B><IMG SRC="14ba9300.png" border=0 width="169" height="48" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="http://sdatcert3.resiusa.org/rp_rewrite/" TARGET="_top" TITLE="http://sdatcert3.resiusa.org/rp_rewrite/"><U><B>  </B></U></A><FONT SIZE="3" COLOR="#0000FF" FACE="Arial" ><A HREF="http://sdatcert3.resiusa.org/rp_rewrite/" TARGET="_top" TITLE="http://sdatcert3.resiusa.org/rp_rewrite/"><U><B>MARYLAND PROPERTY TAX ASSESSMENTS AND RECORDS</B></U></A></FONT></div> <bR> <div> <A HREF="http://www.marylandtaxes.com/" TARGET="_top" TITLE="http://www.marylandtaxes.com/"><U><B><IMG SRC="4578a4b0.gif" border=0 width="650" height="75" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>  </B><A HREF="http://www.marylandtaxes.com/" TARGET="_top" TITLE="http://www.marylandtaxes.com/"><U><B>Maryland Tax Forms</B></U></A></div> <bR> <div> <A HREF="http://www.mdmerlin.net/" TARGET="_top" TITLE="http://www.mdmerlin.net/"><U><B>Merlin On Line Department of the Environment</B></U></A><B>            <img src="HTMLobj-1014/aniGif.gif" border="0" align="bottom" width="184" height="50">  </B></div> <bR> <div> <A HREF="http://www.plats.net" TARGET="_top" TITLE="http://www.plats.net"><U><B>Plats for Subdivisions in Maryland</B></U></A><B>    </B><A HREF="mailto:platsinfo@4herman.com" TARGET="_top" TITLE="mailto:platsinfo@4herman.com"><U><B>Contact Herman for more info on this site.</B></U></A></div> <bR> <div> <A HREF="http://www2.fdic.gov/drrore/" TARGET="_top" TITLE="http://www2.fdic.gov/drrore/"><U><B>FDIC</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>Federal Deposit Insurance Corp. Homes.</B></FONT></div> <bR> <div> <A HREF="http://propertydisposal.gsa.gov/property/PropForSale/" TARGET="_top" TITLE="http://propertydisposal.gsa.gov/property"><U><B>GSA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>General Services Administration Homes.</B></FONT></div> <bR> <div> <A HREF="http://www.treas.gov/auctions/irs/real1.html" TARGET="_top" TITLE="http://www.treas.gov/auctions/irs/real1."><U><B>IRS</B></U></A><A HREF="http://www.treas.gov/auctions/irs/real1.html" TARGET="_top" TITLE="http://www.treas.gov/auctions/irs/real1."><U><B> Homes</B></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> Internal Revenue Service Homes.</B></FONT></div> <bR> <div> <A HREF="http://www.sba.gov/assets.html" TARGET="_top" TITLE="http://www.sba.gov/assets.html"><U><B>SBA Homes</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>Small Business Administration Homes.</B></FONT></div> <bR> <div> <A HREF="http://www.sas.usace.army.mil/hapinv/haphomes.htm" TARGET="_top" TITLE="http://www.sas.usace.army.mil/hapinv/hap"><U><B>US Army Corp of Engineers</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>The Homeowners Assistance Program (</B></FONT><A HREF="http://www.sas.usace.army.mil/hapinv" TARGET="_top" TITLE="http://www.sas.usace.army.mil/hapinv"><U><B>HAP</B></U></A><B>)</B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> by the Corp of Engineers.</B></FONT></div> <bR> <div> <A HREF="http://www.homesteps.com/home_shoppersmain/find_a_homemain/featuresearch.html" TARGET="_top" TITLE="http://www.homesteps.com/home_shoppersma"><U><B>Freddie Mac</B></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> The Home Steps Program from the Federal Mortgage Insurance Corporation.</B></FONT></div> <bR> <div> <A HREF="http://www.treas.gov/auctions/customs/realprop.html" TARGET="_top" TITLE="http://www.treas.gov/auctions/customs/re"><U><B>Customs Seized Properties</B></U></A><B> </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B>US Customs Service Homes.</B></FONT></div> <bR> <div> <A HREF="http://www.drms.dla.mil/" TARGET="_top" TITLE="http://www.drms.dla.mil/"><U><B>DOD Auctions </B></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> Everybody needs a tank or 5" gun for their front yard.</B></FONT></div> <bR> <div> <A HREF="http://new.usps.com/cgi-bin/uspsbv/scripts/content.jsp?D=8489" TARGET="_top" TITLE="http://new.usps.com/cgi-bin/uspsbv/scrip"><U><B>US Postal Service</B></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> Auctions of Unclaimed Items</B></FONT></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>E-mail me:  </B><A HREF="mailto:herman@mris.com" TARGET="_top" TITLE="mailto:herman@mris.com"><U><B>herman@mris.com</B></U></A></div> <bR> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="561" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 98 ><NOBR><div> Saturdays in the</div> <div> <A HREF="http://www.washingtonpost.com" TARGET="_top" TITLE="http://www.washingtonpost.com"><U>Washington Post</U></A></div> <div> Home Section</div> <div> August 25, 2001</div> </NOBR></tD> <tD VALIGN=TOP WIDTH="271"><div> Robert J. Bruss</div> <div> PO Box 280038</div> <div> San Francisco CA</div> <div> 94128</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 246 WIDTH="271"><div> <B>DEAR BOB:  My daughter placed a bid to buy a HUD foreclosure house.  She was awarded the house.  But after she thoroughly inspected it, she realized it would be a "money pit" to get it into livable condition.  She refused to complete the purchase but had to forfeit her deposit.  Is this customary?</B></div> <div> <B>                               --Mildred H.</B></div> </tD> <tD VALIGN=TOP WIDTH="271"><div> <B> DEAR MILDRED:  Yes.  VA and HUD foreclosure homes are sold "as is."  That means there are no warranties or representations  "Buyer beware" is the rule, as your daughter discovered the hard way.</B></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Copyright 2000</B></div> <div> <B>Tribune Media Services inc.</B></div> <bR> <div> <A HREF="http://washingtonpost.com" TARGET="_top" TITLE="http://washingtonpost.com"><U><B>www.washingtonpost.com</B></U></A></div> <bR> <bR> </tD> </tR> </TABLE></B></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B><IMG SRC="142a7280.png" border=0 width="423" height="40" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="41fb4840.gif" border=0 width="180" height="132" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="458283d0.gif" border=0 width="296" height="61" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B>All Information deemed from reliable sources but not guaranteed.</B></div> <div> <B>For your protection get a home inspection.</B></div> <div> <B>Equal Housing Opportunity.</B></div> <bR> <bR> </td> </tr></table></body>